Cookie Notice

2.1Essential Authentication and Security

Essential cookies and similar technologies are used to support core website functionality, account access, Google sign-in through Firebase Authentication, session continuity, fraud prevention, security, load balancing, and service reliability.

These technologies are necessary for authenticated areas of the website, including request flows and personal account pages. If you block or delete them, parts of the website may not work correctly and you may need to sign in again.

2.2Firebase and Google Sign-In

ZeroMargin.loans currently uses Firebase services provided by Google, including Firebase Authentication with Google sign-in. Firebase Authentication may use browser storage or similar technologies to remember whether a user is signed in on the same device and domain.

Your Google account, browser, device, and Google settings may also affect how sign-in, authentication state, and related security checks operate.

2.3Analytics

ZeroMargin.loans may use Google Analytics or related Google measurement tools to understand aggregate website usage, traffic patterns, page performance, and product engagement.

Analytics technologies may collect information such as page views, session activity, approximate location derived from technical signals, browser and device information, referring pages, timestamps, and interactions with site features.

We use analytics to improve the website and product experience. We do not use analytics cookies to serve ads, retarget users, build third-party advertising profiles, or sell personal information.

2.4Cookies We Do Not Use

ZeroMargin.loans does not currently use advertising cookies, retargeting pixels, third-party ad network cookies, social media tracking pixels, affiliate tracking cookies, or data broker tags.

If this changes, we will update this Cookie Notice and, where required, provide appropriate notice or consent controls before using non-essential advertising or retargeting technologies.

2.5Embedded Media

Some pages may include embedded media, such as YouTube videos. Embedded media may allow the media provider to set or read cookies, local storage, pixels, or similar technologies when the media loads or when a user interacts with it.

YouTube is operated by Google and may process information according to Google's and YouTube's own terms and privacy policies. Where practical, ZeroMargin.loans may use privacy-enhanced embed settings or click-to-play patterns to limit unnecessary loading of third-party media technologies.

2.6Audio Files and Podcasts

ZeroMargin.loans may publish audio files or podcast-style content. If audio is served as ordinary files from our own hosting or cloud storage, that delivery is not intended to add separate advertising or retargeting cookies.

If we later use an external podcast player, hosting platform, analytics SDK, or embedded audio service that sets or reads cookies or similar technologies, we will update this Cookie Notice where appropriate.

3.1Google Services

Google may process authentication, infrastructure, security, and analytics information as a service provider or platform provider for ZeroMargin.loans. This includes services such as Firebase Authentication, Firebase hosting or storage capabilities, and Google Analytics if enabled.

We do not authorize Google Analytics data to be sold by ZeroMargin.loans or used by ZeroMargin.loans for third-party advertising campaigns. We also do not currently link analytics data to Google Ads for retargeting or ad personalization.

3.2Embedded Media Providers

When pages include embedded YouTube videos or similar media, the embedded provider may receive technical information such as IP address, browser or device information, page URL, and interaction data. If you are signed in to that provider's service, the provider may associate activity with your account according to its own policies.

Embedded media providers are not authorized by ZeroMargin.loans to use our website for our own advertising retargeting campaigns, but their services may operate under their own cookie and privacy frameworks.

3.3No Advertising Sharing

ZeroMargin.loans does not share cookie data with advertising networks, data brokers, or social media advertising platforms for cross-site advertising or retargeting.

We may share limited technical or usage data with service providers only as needed to operate, secure, measure, maintain, or improve the website, subject to applicable contractual, technical, and legal restrictions.

4.1Browser Controls

Most browsers allow users to review, block, delete, or limit cookies through browser settings. Browser-level changes may affect sign-in, saved sessions, preferences, analytics measurement, and other site behavior.

If you use multiple browsers or devices, you may need to apply cookie settings separately in each browser or device.

4.2Google Controls

You can manage certain Google account, advertising, and privacy settings directly through Google. Browser extensions and privacy tools may also limit Google Analytics measurement.

If you sign in with Google, your Google account security and privacy settings may affect your authentication experience on ZeroMargin.loans.

4.3Consent Preferences

Where legally required or where we implement optional non-essential cookies, ZeroMargin.loans may provide a cookie banner, preference control, or other consent mechanism.

Because we currently limit cookies to authentication, security, service operation, and analytics, some technologies may be necessary for the website to function and may not be fully disabled through a site-level preference control.

5.1Notice Changes

We may update this Cookie Notice from time to time to reflect changes in technology, law, consent practices, vendors, or website operations.

The current version of the notice will govern as of its stated effective date or last updated date.

5.2Contact Us

Questions about this Cookie Notice or our use of cookies and similar technologies should be directed to [email protected].